Health Insurance

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We are proud to offer quality health products at competitive prices to serve the needs of individuals and groups. Children may have their own policies. Our plans are personally designed for our clients. We offer medical coverage through:

  • American Community
  • American Medical Security
  • Anthem Blue Cross & Blue Shield
  • Fortis
  • John Alden
  • Medical Mutual


As trends change, we continue to consider new companies that offer growth and stability. Traditional, preferred provider option (PPO) and medical savings accounting (MSA) plans are available. There are choices of deductibles, coinsurance, out-of-pocket expenses, prescription drug cards and networks as well as options such as maternity, dental, wellness and accidental injury benefit. The accidental injury benefit is first dollar coverage in the event of an accidental injury. That means your medical expenses (to the limit) are covered immediately with no up front deductible or coinsurance to meet. Depending on where you live, other benefit options may be available that will allow flexibility in selecting your health care coverage. Most plans include a strong utilization review program designed to ensure that the most appropriate medical treatment is given and that unnecessary hospital stays are avoided. Some plans reward people with healthy lifestyles by giving premium savings!


Short term medical policies are available for people needing to "fill a gap" in coverage. This may be due to dependents falling off of a parent's health plan, people in between jobs, laid off, on strike or terminated, seasonal employee or an employee waiting for group coverage. Going without medical coverage even for a short time, puts you or your family at serious financial risk. This protection is very affordable, offers extensive coverage and can be purchased for 30 to 185 days. Don't take a chance! No one plans to have an unexpected illness or accident.
Call us today for the opportunity of offering you more value for your dollar! We pride ourselves on exceptional personal service so let us serve you!