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Inland Marine Insurance In Toledo

Inland marine may not sound like the type of insurance that it actually is but don’t let the name fool you. Inland marine insurance originally began as a way to cover goods being transported across water but it’s developed into a comprehensive insurance product that allows portable equipment, tools, cargo, and other items to be properly covered . Westgate Insurance Agency Inc. offers inland marine insurance that can be tailored to your business’s individual needs.

What Is Inland Marine Insurance?

Inland marine insurance still covers the transportation of property but it’s not just limited to property being transported on the water. This type of business insurance covers items that you may transport back and forth to work on a regular basis or work equipment that you need to transport to job locations. It can also cover:

• Buildings that are under construction
• Fine art
• Computer equipment
• Data
• Your accounts receivable

As you can see, this type of insurance is no longer defined by a body of water having to be involved.

Why Would I Need Inland Marine Insurance?

Inland marine insurance typically covers needs that aren’t covered or covered broadly enough in your other insurance policies. For example, your business policy may cover the loss of computers and computer hardware but it doesn’t usually cover the loss of data in the event that computer equipment is destroyed. Your data is oftentimes just as valuable as the machine that it was stored on.

To find out more regarding the specifics of inland marine insurance, give Westgate Insurance Agency Inc. a call. One of our knowledgeable team members will give you all of the details that you need to know in order to decide if inland marine insurance is right for you.